Get up to 15% off on Hotels with IDFC FIRST Bank Credit Card EMI transactions!

1. Visit www.cleartrip.com or download the Cleartrip Mobile App
2. Book any ​Domestic/ International Hotels of your choice.
3. ​Simply enter coupon code IDFCEMI before making the payment with your IDFC FIRST Bank Credit Card.
4. The applicable discount amount as per the above table will be instantly deducted from the total amount payable.
5. Valid for transactions made between 01 Apr’24 (12 AM) to 30th June’25 (11:59 PM). Dates of Travel are completely open.​
6. Offer is valid once per user, per product per month

1. The discount can only be availed on Cleartrip.com desktop website, Android and iOS apps, and mobile website
2. In case of cancellations of booking (in part or full), the instant savings amount will not be refunded and the standard cancellation policy of Cleartrip (as specified on the Cleartrip website) will apply
3. Cleartrip reserves the right at any time, without prior notice and liability and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part and to withdraw this discount at any time in its sole discretion.
4. Cleartrip is the sole authority for the interpretation of these terms
5. Cleartrip shall not be liable for any loss or damage arising due to a force majeure event
6. In the event of any misuse or abuse of the offer by the customer, Cleartrip reserves the right to deny the offer or cancel the booking
7. In no event, the entire liability of Cleartrip under this offer shall exceed the booking amount paid by the customer.
   Cleartrip shall not be liable to for any indirect, punitive, special, incidental, or consequential damages arising out of or in connection with the offer
8. These terms and conditions are governed by the laws of India and the courts at Bangalore will have exclusive jurisdiction over any matters/disputes arising out of or in relation to this discount.
9. These terms and conditions are in addition to Cleartrip.com
10. By opting for this discount, every customer expressly agrees that neither Cleartrip nor any of its affiliates will be liable or responsible for any loss or damage whatsoever that a customer may suffer, directly or indirectly, in connection with such discount that arises from such customer’s own act of omission or commission.
11. The discount is completely optional and is chosen by the customer of his/her own volition. Any person availing this discount shall be deemed to have accepted these terms and conditions
12. The discount can only be availed on Cleartrip.com desktop website, Android and iOS apps, and mobile website​
13. The product & services offered by Cleartrip Private Limited are governed by the terms of use prescribed by Cleartrip on its site www.cleartrip.com & as amended from time to time.
14. Cleartrip reserves the right to change or withdraw the offer at, anytime at the sole discretion of the Management. The terms and conditions of this offer are subject to change without any prior notice. Disputes are subject to Bangalore jurisdiction.

• IDFC FIRST Bank Credit Card Cardholder will mean any person who is holding an active IDFC FIRST
Bank Credit & Debit Cards.
• Merchant or Merchant establishment will mean any establishment where the IDFC FIRST Bank
Credit & Debit Card mentioned in the Offer has been used for making a purchase.
• The Offer can be availed as per terms mentioned in the Offer and only on transactions done at
Merchant establishment using an active IDFC FIRST Bank Credit & Debit Cards.
• The Offer will be valid only on or within the dates mentioned in the offer details.
• No two offers can be clubbed together. Please note this Offer cannot be clubbed with other
promotions or Offer or membership or any voucher or discount or packages that a customer might
have received from the Merchant or IDFC FIRST Bank.
• IDFC FIRST Bank Credit Cardholder’s eligibility for the Offer will be decided by IDFC FIRST Bank. In
case of all matters relating to the Offer including any dispute or discrepancy relating to the Offer or
eligibility of any IDFC FIRST Bank Credit Cardholder, IDFC FIRST Bank’s sole decision shall be final and
binding on IDFC FIRST Bank Credit Cardholders in all respects.
• All Customer Queries/dispute on the Offer should be raised during the offer period or within 7
days after expiry of the offer or promotion period.
• Any taxes or liabilities or charges payable to the Government or any other authority or body, if any,
shall be borne directly by the IDFC FIRST Bank Credit Cardholder and/ or billed to the account of the
IDFC FIRST Bank Credit Cardholder.
• All IDFC FIRST Bank’s Bank and Merchant Standard Terms & Conditions will apply.
• Incomplete / rejected / invalid /returned /cancelled / refunded/ disputed or unauthorized/
fraudulent transactions will not be considered for the Offer.
• The Offer is non-binding, non-transferable, non-cashable and non-negotiable.
• The participation in the Offer is entirely voluntary and it is understood that the participation by the
IDFC FIRST Bank Credit Cardholders shall be deemed to have been made on a voluntary basis.
• Any dispute or claim regarding the discount, delivery, service, suitability, merchantability,
availability or quality of product/services availed under this Offer must be addressed in writing, by
the IDFC FIRST Bank Credit Cardholder directly to the Merchant establishment. IDFC FIRST Bank shall
not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or
otherwise of any goods/ services etc. availed by the IDFC FIRST Bank Credit Cardholder under the
Offer.
• Any dispute relating to the Offer will be settled under the sole and exclusive jurisdiction of Mumbai
courts only. IDFC FIRST Bank holds out no warranty or makes no representation about the quality,
delivery or otherwise of the goods and services or the discount offered by the Merchant
• No substitutions or exchange of Offer, other than what is detailed in the communication sent to
the IDFC FIRST Bank Cardholder shall be allowed. However, Merchant & IDFC FIRST Bank reserve the
right to substitute and/or change the Offer or any of them, without any intimation or notice, written
or otherwise to the IDFC FIRST Bank Cardholder.

• The decision of Merchant & IDFC FIRST Bank will be final and binding on all and any
correspondence in this regard will not be entertained.
• IDFC FIRST Bank will not be responsible or liable in case the Offer is not configured or could not be
availed due to technical or other reasons.
• IDFC FIRST Bank reserves the right to disqualify any IDFC FIRST Bank Cardholder from the benefits
of the Offer if any fraudulent activity is identified as being carried out for the purpose of availing the
benefits under the Offer or otherwise by use of the IDFC FIRST Bank Cardholder Card. In case of any
fraudulent activity, for the purpose of availing the benefits under the Offer, necessary action will be
taken by the IDFC FIRST Bank. Please note IDFC FIRST Bank has its own sole discretion in this regard
which shall be final and binding.
• Images provided in promotions are only for pictorial representation and IDFC FIRST Bank does not
undertake any liability or responsibility for the same.
• Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or
solicitation to purchase any products/ services of Merchant or any third party and is not intended to
create any rights and obligations.
• The Offer by IDFC FIRST Bank is subject to applicable laws and regulatory guidelines/ regulations
and as per bank's extant guidelines from time to time.
• Customer under this Offer and/or otherwise will be additionally governed by Terms and conditions
of IDFC FIRST Bank Card Member Agreement. Customer can view the terms and conditions on the
online portal https://www.idfcfirstbank.com.
• Any person taking the advantage of this Offer shall be deemed to have read, understood and
accepted these terms and conditions.

1. I confirm that I have chosen EMI as the payment option to complete this transaction.
2. I understand that a processing fee of Rs. 249 plus taxes will be charged on this EMI
transaction and EMI conversion will be processed in 3 working days.
3. Bank has the sole right to decline or accept any EMI conversion request subject to the
eligibility of the customer.
4. I understand that the EMI amount will be a part of the Minimum Amount Due payable
during the EMI tenure.
5. I understand that in case of partial or full transaction reversal or cancellation, I must reach
out to the bank for EMI cancellation.
6. In case EMI conversion has been done against a transaction then the EMI can only be
foreclosed and EMI facility cannot be cancelled.
7. In case of foreclosure of EMI, foreclosure fee of 3% will be levied on the outstanding
principal amount of EMI transaction along with the Pro-Rated Interest will be charged to the
customer.
a) Pro-Rated interest is the interest amount applicable for period between EMI conversion
date and date of foreclosure in case no EMI is billed.

b) In case any EMI is billed, pro-rated interest amount will be the interest amount
applicable between last EMI billed date and date of foreclosure. Interest will not be
charged for the remaining EMI tenure post foreclosure.
8. Entering the PIN number, One-time password or tapping the credit card for contactless
payment will be treated as the acceptance of all terms and conditions.
9. I have fully understood and have accepted the terms and conditions of converting credit
card transactions in EMIs (as given in the cardmember agreement on the website
https://www.idfcfirstbank.com/content/dam/IDFCFirstBank/PDF/Card-Member-
Agreement.pdf).
10. GST will be applicable on interest; Processing fee and Foreclosure charges will be billed
separately along with respective charges and taxes.
11. I understand that the EMI/Subvention and any additional cashback if applicable, may take up
to 90 days for processing and will be credited to my credit card by issuing bank, only on
receipt of the cashback from the merchant/ manufacturer and subject to Issuing Bank’s
discretion.
12. I understand that in a No-Cost or Low-cost EMI transaction the merchant/manufacturer
gives the discount/cashback amount to cover the complete or partial amount of interest
levied by the bank. Bank does not have any role to play in No-Cost or Low-Cost EMI
transactions and bank will continue to levy interest on the EMI transaction.
13. I understand that Processing/Foreclosure fees/GST applicable on any fees levied by the bank
are not part of the No-cost or Low-cost offering provided by the merchant/manufacturer.
14. I understand that Bank reserves the right to reverse any benefit availed by me, as a cashback
or instant discount, in case the EMI transaction is foreclosed.